Privacy Policy

INSPIREME PAY PRIVACY POLICY InspireMe Pay ("we", "us", or "our") respects your privacy and is committed to protecting the personal and transaction information of users of our payment collection platform, website, payment links, dashboards, and related services. 1. Information We Collect We may collect information necessary to provide our services, including name, email address, phone number, business/organization details, account information, payment and transaction details, settlement information, device information, IP address, and other information required for security, verification, and regulatory purposes. 2. How We Use Your Information We use information to create and manage accounts, process and verify payments, provide receipts and notifications, process settlements, prevent fraud, provide customer support, maintain transaction records, improve our services, and comply with applicable legal and regulatory requirements. 3. Payment & Settlement Payments may be processed through third-party payment gateways, banks, and financial service providers. InspireMe Pay may receive transaction status and reference information from these providers for verification, reconciliation, refunds, disputes, and settlement purposes. 4. Processing Fee Users (parents or payers) pay a processing fee on every payment made through a payment link or virtual account. The processing fee is charged based on the amount the user is paying and is added on top of the payment amount so the payer pays the full total at checkout. There is no VAT and no other additional charges on payments. Fees may be updated from time to time. Current rates are always visible in your dashboard and Admin Settings. Continued use of the platform after a fee change constitutes acceptance of the new rates. 5. Information Sharing We do not sell personal information. Information may be shared only where necessary with payment providers, banks, technology and hosting providers, security/verification providers, professional service providers, regulators, law-enforcement authorities, or where required by law. 6. Data Security We use reasonable technical and organizational measures to protect personal and transaction information against unauthorized access, loss, misuse, alteration, or disclosure. Users are responsible for keeping their login credentials secure. 7. Data Retention We retain information only for as long as reasonably necessary to provide our services, maintain transaction and financial records, resolve disputes, prevent fraud, and comply with applicable legal and regulatory requirements. 8. Your Privacy Rights Subject to applicable law, you may request access to, correction, deletion, restriction, or portability of your personal information, object to certain processing, or withdraw consent where applicable. 9. Third-Party Services Our platform may integrate with third-party payment processors, banks, cloud providers, communication services, and other technology providers. Such providers may process information according to their own privacy policies and applicable laws. 10. Changes to This Policy We may update this Privacy Policy when our services, technology, legal requirements, or privacy practices change. Updated versions will be published through our platform or website. 11. Contact For privacy questions, complaints, or requests, please contact: InspireMe Pay By using InspireMe Pay, you acknowledge that you have read and understood this Privacy Policy. © 2026 InspireMe Pay. All Rights Reserved.